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The Two Payment Giants Have Involved in the "Palm-Scan Payment"

2023. 04. 18
On March 8, Tencent Technology (Shenzhen) Co. , Ltd. applied for registration of nearly 20 graphic trademarks of "WeChat Palm-Scan". According to International Classification, it involves financial property management, communication service, website service, advertising sales, furniture, social service, mechanical equipment, fitness equipment, education and entertainment, etc. , which are under application.

3月8日,腾讯科技(深圳)有限公司申请注册了近20个“微信刷掌”图形商标。国际分类涉及金融物管、通讯服务、网站服务、广告销售、家具、社会服务、机械设备、健身器材、教育娱乐等,均为正在申请中。

In August 2021, it was reported that WeChat payment was testing a new payment function called "Palm-Scan Payment". This is a new payment method launched by Tencent YouTu and WeChat payment. The device is equipped with display screen and palm print recognition area. After opening the WeChat Palm-Scan Payment function, the user only needs to scan the palm in the palm print recognition area to complete goods payment.

2021年8月曾传出消息,微信支付在内测名为“刷掌支付”的全新支付功能。这是由腾讯优图和微信支付合作推出的新支付方式。设备上设有显示屏和掌纹识别区,用户开通微信刷掌支付功能后,只需要在掌纹识别区进行扫描,即可完成商品的支付。



WeChat "Palm-Scan Payment"

The "WeChat Palm-Scan Payment" applet, which went online in October 2022, is still in the internal testing stage. The operating company is Tenpay Payment Technology Co. , Ltd. , and the function has been used by 300+ people recently. After opening the Palm-Scan Payment function on the palm-scan device, the user can view the relevant payment information in the applet.

2022年10月上线的“微信刷掌支付”小程序现在仍处于内测阶段。运营公司为财付通支付科技有限公司,最近已有300+人使用。用户在刷掌设备上开通刷掌支付功能后,可在小程序中查看相关的支付动态。

Another payment giant - "Alipay" is developing the "Palm Print Payment" function, including "Palm Print Recognition Equipment", "Palm Print Recognition Device", "Biometric Identification Equipment", "Cash Register Equipment" and other patents have been authorized. "Palm Print Recognition Device" can be used to acquire human palm print, palm vein characteristic information, the design point is the shape. The main purpose of this product is to collect palm print information before opening palm print payment and identify palm print information during subsequent payment.

另一支付巨头-“支付宝”正在研发“掌纹支付”功能,已经有包括“掌纹识别设备”、“掌纹识别装置”、“生物特征识别设备”、“收银设备”等专利获得授权。“掌纹识别装置”装置可用于采集人体的掌纹、掌脉特征信息,设计要点在于形状。该产品主要目的是为了用户开通掌纹支付前掌纹信息收集,以及后续支付时对掌纹信息的识别。



Alipay "Palm Print Recognition Device"

Viewing from the aspect of from the media, biometric identification technology has the characteristics that it is not easy to forget, it can be carried with the user, and it is not easy to forge etc. On the premise that information is not leaked and used indiscriminately, it is safer and more convenient. Palm-scan payment has better convenience and high recognition rate, therefore, biometric technology is indeed one of the future trends of payment medium with the progress of technology.

生物识别技术从介质层面看有不易遗忘、随身携带、不易伪造等特征。在信息不被泄露乱用的前提下,更加安全和方便。刷掌支付拥有更好的便捷性和高识别率等特征,因此生物识别技术确实是支付介质随着科技进步而变化的未来趋势之一。

After the epidemic, the offline consumer market has been gradually recovered. Payment institutions are accelerating the promotion of "Palm-Scan Payment" as a new payment medium. From the function of Palm-Scan Payment, although it is more convenient than Face-Scan Payment, it still takes time to land. The premise must be to emphasize in the privacy of users and prevent information abuse. It also faces some difficulties for large-scale commercial use. In addition to changing the payment habits of users, the need to configure the palm print recognition device may increase the costs of platforms and merchants.

疫情过去后,线下消费市场逐渐恢复中。支付机构正在加速推动“刷掌支付”这一新型支付介质的推广。尽管从刷掌支付的功能来看,相对于刷脸支付更加便捷,但是距离落地还需要时间。前提一定是要重视用户的隐私问题,防止信息滥用。大规模商用也面临一些困难。除了改变用户的支付习惯以外,还需要配置掌纹识别设备,这可能增加平台和商户成本。