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Intelligent Financial Service Company
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Alipay and WeChat Pay Support Overseas Bank Card Binding Payments
China two major domestic payment organizations - Alipay and WeChat Pay - have announced that their overseas card services have been fully upgraded to support overseas consumers to use overseas bank cards for payment in July.
7月，中国两大支付机构-支付宝、微信支付均宣称外卡服务已全面升级，支持境外人士使用海外银行卡绑卡支付。
The full opening of Alipay and WeChat Pay's merchant network and the optimization of the card-binding process, which supports a variety of payment methods such as code scanning payment for merchants in various fields such as catering, transportation, superstores, and hotel and tourism, will significantly improve the convenience of foreigners' experience of China's mobile payment. Even if you only hold an overseas card, you can still make purchases in various daily life scenarios in China through Alipay and WeChat Pay. Unlike consumer payments, overseas cards are currently not allowed to use red envelopes, wealth management, money transfers and other functions within mainland China.
此次全面开放支付宝及微信支付的商户网络以及优化绑卡流程，支持餐饮、交通、商超、酒旅等各领域商户的扫码支付等多种支付方式，将大幅改善境外人士体验中国移动支付的便利性。即便仅持有外卡，也能通过支付宝、微信支付在中国各种日常生活场景进行消费。区别于消费支付，目前外卡在中国大陆境内暂不能使用红包、理财、转账等功能。
The overseas cards supported by Alipay include Visa, Mastercard, Diners Club, Discover. And the overseas cards supported by WeChat Pay include VISA, Diners Club, Discover, JCB, Master.
支付宝支持的外卡包含Visa、Mastercard、Diners Club、Discover。微信支付支持的外卡涵盖VISA、DinersClub、Discover、JCB、Master。
According to the relevant service agreements of international card organizations, users are required to pay a handling fee of about 3% for each transaction with overseas cards. In order to support the small amount and high-frequency consumption needs of overseas card users, Alipay and WeChat Pay will bear the handling fee for overseas card transactions with a single transaction amount of RMB 200 (including RMB 200) or less, which means that users are exempt from the handling fee for a single transaction amount of less than or equal to RMB 200; and the handling fee will be charged at 3% for a single transaction amount of more than RMB 200.
根据国际卡组织等相关服务约定，用户持外卡交易需要支付每笔3%左右手续费。为支持外卡用户小额高频的消费需求，支付宝、微信支付将承担单笔交易金额人民币200元（包括人民币200元）以下的外卡交易手续费。这也就意味着，用户单笔交易金额小于或等于200元免收手续费；单笔交易金额大于200元时按照3%收取手续费。
Alipay and WeChat Pay will continue to optimize the experience of overseas card services as exchanges between China and abroad become more frequent, and continue to explore ways for foreigners to experience mobile payments more conveniently within China.
随着境内外交流日益频繁，支付宝及微信支付将不断优化外卡服务体验，持续探索境外人士在中国境内更便捷体验移动支付。
In addition, BCcard's Paybooc e-wallet APP has already realized cooperation with China UnionPay in 2018, which supports Korean users with Paybooc APP to scan codes at UnionPay QR code merchants in China.
此外，BCcard旗下的Paybooc电子钱包APP早已于2018年与中国银联实现合作，支持韩国用户持Paybooc APP在中国境内的银联二维码商户扫码消费。
7月，中国两大支付机构-支付宝、微信支付均宣称外卡服务已全面升级，支持境外人士使用海外银行卡绑卡支付。
The full opening of Alipay and WeChat Pay's merchant network and the optimization of the card-binding process, which supports a variety of payment methods such as code scanning payment for merchants in various fields such as catering, transportation, superstores, and hotel and tourism, will significantly improve the convenience of foreigners' experience of China's mobile payment. Even if you only hold an overseas card, you can still make purchases in various daily life scenarios in China through Alipay and WeChat Pay. Unlike consumer payments, overseas cards are currently not allowed to use red envelopes, wealth management, money transfers and other functions within mainland China.
此次全面开放支付宝及微信支付的商户网络以及优化绑卡流程，支持餐饮、交通、商超、酒旅等各领域商户的扫码支付等多种支付方式，将大幅改善境外人士体验中国移动支付的便利性。即便仅持有外卡，也能通过支付宝、微信支付在中国各种日常生活场景进行消费。区别于消费支付，目前外卡在中国大陆境内暂不能使用红包、理财、转账等功能。
The overseas cards supported by Alipay include Visa, Mastercard, Diners Club, Discover. And the overseas cards supported by WeChat Pay include VISA, Diners Club, Discover, JCB, Master.
支付宝支持的外卡包含Visa、Mastercard、Diners Club、Discover。微信支付支持的外卡涵盖VISA、DinersClub、Discover、JCB、Master。
According to the relevant service agreements of international card organizations, users are required to pay a handling fee of about 3% for each transaction with overseas cards. In order to support the small amount and high-frequency consumption needs of overseas card users, Alipay and WeChat Pay will bear the handling fee for overseas card transactions with a single transaction amount of RMB 200 (including RMB 200) or less, which means that users are exempt from the handling fee for a single transaction amount of less than or equal to RMB 200; and the handling fee will be charged at 3% for a single transaction amount of more than RMB 200.
根据国际卡组织等相关服务约定，用户持外卡交易需要支付每笔3%左右手续费。为支持外卡用户小额高频的消费需求，支付宝、微信支付将承担单笔交易金额人民币200元（包括人民币200元）以下的外卡交易手续费。这也就意味着，用户单笔交易金额小于或等于200元免收手续费；单笔交易金额大于200元时按照3%收取手续费。
Alipay and WeChat Pay will continue to optimize the experience of overseas card services as exchanges between China and abroad become more frequent, and continue to explore ways for foreigners to experience mobile payments more conveniently within China.
随着境内外交流日益频繁，支付宝及微信支付将不断优化外卡服务体验，持续探索境外人士在中国境内更便捷体验移动支付。
In addition, BCcard's Paybooc e-wallet APP has already realized cooperation with China UnionPay in 2018, which supports Korean users with Paybooc APP to scan codes at UnionPay QR code merchants in China.
此外，BCcard旗下的Paybooc电子钱包APP早已于2018年与中国银联实现合作，支持韩国用户持Paybooc APP在中国境内的银联二维码商户扫码消费。
Paybooc APP
(code scanning consumption in China)
Alipay Operation method
WeChat Pay Operation method